Banking regulators

{
  "id": "MLC-T-FIN-000038",
  "term": "Banking regulators",
  "field": "Finance and investing",
  "term_source": "Banking Regulators",
  "definition": "The SEC routinely receives questions and complaints from investors about the investment products they have purchased. But not all investments are considered securities under the securities laws. For example, some products, such as notes that have been issued by a bank, may not be securities and are regulated by the banking authorities.\n\nIf you have a question or want to file a complaint, the following tells you how you can contact each banking regulator. The Federal Deposit Insurance Corporation's website can help you determine the regulator for a particular bank and trace inactive banks to their successor institutions.\n\nBoard of Governors of the Federal Reserve System\n\nFederal Reserve Consumer Help\n\nPO Box 1200\n\nMinneapolis, MN 55480\n\n1-888-851-1920\n\nThe Board of Governors of the Federal Reserve oversees, among other entities, state-chartered banks and trust companies that belong to the Federal Reserve System.\n\nFederal Deposit Insurance Corporation\n\nFederal Deposit Insurance Corporation\n\nConsumer Response Center\n\n1100 Walnut St, Box #11\n\nKansas City, MO 64106\n\n1-877-275-3342 (1-877-ASK-FDIC)\n\nThe Federal Deposit Insurance Corporation regulates state-chartered banks and state-chartered savings associations that do not belong to the Federal Reserve System.\n\nOffice of the Comptroller of the Currency\n\nComptroller of the Currency\n\nCustomer Assistance Group\n\n1301 McKinney Street\n\nSuite 3450\n\nHouston, TX 77010\n\n1-800-613-6743\n\nThe Office of the Comptroller of the Currency regulates national banks (banks that have the word \"National\" in, or the letters \"N.A.\" after, their names) and federal savings associations.\n\nNational Credit Union Administration\n\nNCUA Consumer Assistance Center\n\n1755 Duke Street\n\nAlexandria, VA 22314\n\n1-800-755-1030\n\nThe National Credit Union Administration regulates federally charted credit unions.\n\nConsumer Financial Protection Bureau\n\nCFPB Submit a Complaint\n\nP.O. Box 4503\n\nIowa City, Iowa 52244\n\nFax (855) 237-2392\n\n1-855-411-CFPB (2372)\n\nThe Consumer Financial Protection Bureau oversees banks, thrifts, and credit unions with assets over $10 billion, as well as their affiliates. In addition, the CFPB has supervisory authority over nonbank mortgage originators and servicers, payday lenders, and private student lenders of all sizes.",
  "references": [
    "SEC Investor.gov Glossary"
  ],
  "url": "https://mlchart.com/terminology/finance/banking-regulators/"
}