MLchartDataset catalogue

Risk capital

Term · Insurance and risk management · MLC-T-INS-002963

The amount of capital an insurer or financial institution needs to hold to cover potential losses from unexpected adverse events over a specific time horizon and at a given confidence level. This capital acts as a buffer against insolvency, absorbing losses that exceed expected claims or operational expenses. Regulatory bodies often mandate minimum risk capital requirements, such as those under Solvency II for European insurers.

Table 1. Record
IdentifierMLC-T-INS-002963
FieldInsurance and risk management
Record as JSON 
{
  "id": "MLC-T-INS-002963",
  "term": "Risk capital",
  "field": "Insurance and risk management",
  "definition": "The amount of capital an insurer or financial institution needs to hold to cover potential losses from unexpected adverse events over a specific time horizon and at a given confidence level. This capital acts as a buffer against insolvency, absorbing losses that exceed expected claims or operational expenses. Regulatory bodies often mandate minimum risk capital requirements, such as those under Solvency II for European insurers.",
  "url": "https://mlchart.com/terminology/insurance/risk-capital/"
}

Record 3,040 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.