MLchartDataset catalogue

Solvency margin

Term · Insurance and risk management · MLC-T-INS-003116

The excess of an insurer's assets over its liabilities, representing the capital available to absorb unexpected losses and meet future obligations. Regulatory bodies mandate a minimum solvency margin to protect policyholders and maintain financial stability within the insurance industry. This margin acts as a buffer against adverse financial events, providing confidence in the insurer's ability to pay claims.

Table 1. Record
IdentifierMLC-T-INS-003116
FieldInsurance and risk management
Record as JSON
{
  "id": "MLC-T-INS-003116",
  "term": "Solvency margin",
  "field": "Insurance and risk management",
  "definition": "The excess of an insurer's assets over its liabilities, representing the capital available to absorb unexpected losses and meet future obligations. Regulatory bodies mandate a minimum solvency margin to protect policyholders and maintain financial stability within the insurance industry. This margin acts as a buffer against adverse financial events, providing confidence in the insurer's ability to pay claims.",
  "url": "https://mlchart.com/terminology/insurance/solvency-margin/"
}

Record 3,154 of 3,682 in Insurance and risk management terminology (MLC-0106). Request the full dataset.