Solvency margin
Term · Insurance and risk management · MLC-T-INS-003116
The excess of an insurer's assets over its liabilities, representing the capital available to absorb unexpected losses and meet future obligations. Regulatory bodies mandate a minimum solvency margin to protect policyholders and maintain financial stability within the insurance industry. This margin acts as a buffer against adverse financial events, providing confidence in the insurer's ability to pay claims.
| Identifier | MLC-T-INS-003116 |
|---|---|
| Field | Insurance and risk management |
Record as JSON
{
"id": "MLC-T-INS-003116",
"term": "Solvency margin",
"field": "Insurance and risk management",
"definition": "The excess of an insurer's assets over its liabilities, representing the capital available to absorb unexpected losses and meet future obligations. Regulatory bodies mandate a minimum solvency margin to protect policyholders and maintain financial stability within the insurance industry. This margin acts as a buffer against adverse financial events, providing confidence in the insurer's ability to pay claims.",
"url": "https://mlchart.com/terminology/insurance/solvency-margin/"
}
Record 3,154 of 3,682 in Insurance and risk management terminology (MLC-0106). Request the full dataset.