MLchartDataset catalogue

Unfunded retention

Term · Insurance and risk management · MLC-T-INS-003426

A risk financing method where an organization chooses to bear its own losses without setting aside specific funds in advance to cover those potential losses. Instead, losses are paid out of current operating cash flow or general assets as they occur. This approach carries higher financial risk compared to funded retention or self-insurance.

Table 1. Record
IdentifierMLC-T-INS-003426
FieldInsurance and risk management
Record as JSON 
{
  "id": "MLC-T-INS-003426",
  "term": "Unfunded retention",
  "field": "Insurance and risk management",
  "definition": "A risk financing method where an organization chooses to bear its own losses without setting aside specific funds in advance to cover those potential losses. Instead, losses are paid out of current operating cash flow or general assets as they occur. This approach carries higher financial risk compared to funded retention or self-insurance.",
  "url": "https://mlchart.com/terminology/insurance/unfunded-retention/"
}

Record 3,565 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.