Flood-Resistant Material

{
  "id": "MLC-T-INS-000097",
  "term": "Flood-Resistant Material",
  "field": "Insurance and risk management",
  "definition": "Flood-resistant material includes any building product capable of withstanding direct and prolonged contact with floodwaters without sustaining significant damage. Prolonged contact is defined as at least 72 hours. Significant damage is any damage requiring more than low-cost cosmetic repair (such as painting). All structural and non-structural building materials at or below the Base Flood Elevation (BFE) must be flood resistant.\n\nNational Flood Insurance Program Requirements\n\n•\n\n60.3 (a)(3) - Reasonably Safe from Flooding\n\nOther Applicable NFIP Regulations\n\n• 60.3 (c)(3)(iii) - Building Utility Systems\n\n• 60.3 (c)(4) - Floodproofing Certification\n\n• 60.3 (c)(8)(ii) - Building Utility Systems",
  "subject": "National Flood Insurance Program",
  "references": [
    "FEMA Glossary"
  ],
  "url": "https://mlchart.com/terminology/insurance/flood-resistant-material/"
}