Reasonably Safe From Flooding

{
  "id": "MLC-T-INS-000197",
  "term": "Reasonably Safe From Flooding",
  "field": "Insurance and risk management",
  "definition": "The community must review all permit applications to determine whether the proposed building sites will be reasonably safe from flooding as one of the minimum National Flood Insurance Program (NFIP) floodplain management requirements established by NFIP regulations. If the community determines that a site is not reasonably safe from flooding, it must require mitigation actions be undertaken to reduce the structures flood damage potential.\n\nWhen an individual applies for a Letter of Map Revision Based on Fill (LOMR-F), the community will be required to determine that the filled area is reasonably safe from flooding before the LOMR-F will be issued. As indicated in the LOMR-F requirement \"reasonably safe from flooding\" means: base flood waters will not inundate the land or damage structures to be removed from the Special Flood Hazard Area (SFHA) and that any subsurface waters related to the base flood will not damage existing or proposed buildings.\n\nNational Flood Insurance Program Requirements\n\n• 60.3 (a)(3) - Reasonably Safe from Flooding\n\n• 65.5 (c) - LOMR-F Requirements",
  "subject": "National Flood Insurance Program",
  "references": [
    "FEMA Glossary"
  ],
  "url": "https://mlchart.com/terminology/insurance/reasonably-safe-from-flooding/"
}