Development

{
  "id": "MLC-T-INS-000059",
  "term": "Development",
  "field": "Insurance and risk management",
  "definition": "Any man-made change to improved or unimproved real estate, including but not limited to buildings or other structures, mining, dredging, filling, grading, paving, excavation or drilling operations or storage of equipment or materials. A community without a Flood Insurance Rate Map (FIRM) or Flood Hazard Boundary Map (FHBM) must require a permit for all proposed construction or other development in the community, so that it can determine whether the construction or other development is proposed within a flood-prone area. Once a FIRM or FHBM has been issue for the community, it must require permits within the designated Special Flood Hazard Area (SFHA).\n\nNational Flood Insurance Program Requirements\n\n• 59.1 - Definition\n\n• 60.3 - Flood plain management criteria for flood-prone areas\n\n• (a) (1) - Development Permit\n\n• (a) (2) - Othe Federal and State Permits\n\n• (b) (1) - Development Permit\n\n• (b) (3) - Subdivision Base Flood Elevation (BFE) Data\n\n• (d) (3) - Floodway Encroachment",
  "subject": "National Flood Insurance Program",
  "references": [
    "FEMA Glossary"
  ],
  "url": "https://mlchart.com/terminology/insurance/development/"
}