Garages

{
  "id": "MLC-T-INS-000105",
  "term": "Garages",
  "field": "Insurance and risk management",
  "definition": "Attached Garages\n\nA garage attached to a residential structure or in an enclosed area below an elevated building may have the garage floor slab below the Base Flood Elevation (BFE). Because such a garage is an enclosed area below the BFE, openings are required either in the exterior walls of the garage or in the garage doors themselves.\n\nBelow-grade Parking Garages\n\nBelow grade parking garages are only allowed in non-residential buildings in Zones A1-30, AE, AH, and AO and must be dry floodproofed. The construction of below grade parking garages is prohibited beneath residential buildings. Below-grade parking garages are prohibited beneath all residential and non-residential buildings in V Zones.\n\nDetached Garages\n\nSmall detached garages for residential uses may qualify as Accessory Structures under the NFIP.\n\nNational Flood Insurance Program Requirements\n\n• 60.3 - Flood plain management criteria for flood-prone areas\n\n• (a) (1) - Development Permit\n\n• (a) (3) - Reasonably Safe From Flooding\n\n• (c) (2) - A Zone Residential Buildings\n\n• (c) (3) - A Zone Nonresidential Buildings\n\n• (c) (4) - Floodproofing Certification\n\n• (c) (5) - Openings",
  "subject": "National Flood Insurance Program",
  "references": [
    "FEMA Glossary"
  ],
  "url": "https://mlchart.com/terminology/insurance/garages/"
}