Insuratization

{
  "id": "MLC-T-INS-001871",
  "term": "Insuratization",
  "field": "Insurance and risk management",
  "definition": "The transfer of risks that capital markets would otherwise carry, such as credit, investment, or interest rate exposures, to insurance companies, which cover them through insurance contracts. It is the reverse of securitization, in which insurance risks pass to capital market investors. Catastrophe bonds, which pass insurance risk to investors, are the standard example of securitization.",
  "url": "https://mlchart.com/terminology/insurance/insuratization/"
}