Public officials liability insurance

{
  "id": "MLC-T-INS-002756",
  "term": "Public officials liability insurance",
  "field": "Insurance and risk management",
  "definition": "A type of errors and omissions (E&O) coverage that protects elected or appointed officials of governmental entities from claims arising from wrongful acts committed in their official capacity. This insurance covers defense costs and damages resulting from allegations such as mismanagement, neglect of duty, or violation of civil rights. It is distinct from directors and officers (D&O) liability insurance, which typically applies to private corporations.",
  "url": "https://mlchart.com/terminology/insurance/public-officials-liability-insurance/"
}