Staff underwriter
Term · Insurance and risk management · MLC-T-INS-003156
An employee of an insurance company who evaluates applications for insurance coverage, assesses risks, and determines appropriate premium rates and policy terms. This individual applies underwriting guidelines and their professional judgment to accept or decline risks. Staff underwriters work directly for the insurer, distinguishing them from independent agents or brokers.
| Identifier | MLC-T-INS-003156 |
|---|---|
| Field | Insurance and risk management |
Record as JSON
{
"id": "MLC-T-INS-003156",
"term": "Staff underwriter",
"field": "Insurance and risk management",
"definition": "An employee of an insurance company who evaluates applications for insurance coverage, assesses risks, and determines appropriate premium rates and policy terms. This individual applies underwriting guidelines and their professional judgment to accept or decline risks. Staff underwriters work directly for the insurer, distinguishing them from independent agents or brokers.",
"url": "https://mlchart.com/terminology/insurance/staff-underwriter/"
}
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