Underwriter

{
  "id": "MLC-T-INS-003408",
  "term": "Underwriter",
  "field": "Insurance and risk management",
  "definition": "A professional within an insurance company responsible for evaluating and assessing risks, determining appropriate coverage terms, and setting premium rates. Underwriters analyze applications, loss history, and other data to decide whether to accept or reject a risk. Their decisions directly impact the insurer's profitability and risk exposure.",
  "url": "https://mlchart.com/terminology/insurance/underwriter/"
}