Investor Protection Guide: Equity-Indexed Annuities

{
  "id": "MLC-T-LAW-002759",
  "term": "Investor Protection Guide: Equity-Indexed Annuities",
  "field": "Law",
  "definition": "A type of annuity that offers a minimum guaranteed interest rate combined with an interest rate linked to a market index, such as the S&P 500. These products can be complex, with caps on gains, participation rates, and surrender charges that limit investor returns and access to funds. They are regulated as insurance products and sometimes as securities.",
  "url": "https://mlchart.com/terminology/law/investor-protection-guide-equity-indexed-annuities/"
}