Business use class

{
  "id": "MLC-T-INS-000650",
  "term": "Business use class",
  "field": "Insurance and risk management",
  "definition": "A rating classification for trucks, tractors, trailers and other commercial autos that reflects how the vehicle is used in the insured's business: service, retail or commercial use. Service use covers vehicles carrying personnel, tools and equipment to job sites, retail use covers delivery of goods to consumers, and commercial use covers all other business uses. It is applied alongside separate rating factors such as size class and radius of operation.",
  "subject": "Commercial Auto",
  "url": "https://mlchart.com/terminology/insurance/business-use-class/"
}