Credit report

{
  "id": "MLC-T-INS-001026",
  "term": "Credit report",
  "field": "Insurance and risk management",
  "definition": "A detailed summary of an individual's or company's financial history, including borrowing and repayment behavior. It compiles information from lenders, public records, and collection agencies to assess creditworthiness. This report is used by insurers to evaluate risk when underwriting policies, particularly for lines of business such as surety bonds or certain types of commercial insurance.",
  "url": "https://mlchart.com/terminology/insurance/credit-report/"
}