MLchartDataset catalogue

Credit report

Term · Law · MLC-T-LAW-001395

A detailed summary of an individual's credit history, compiled by a credit bureau. It includes information on borrowing and repayment patterns, outstanding debts, and public records like bankruptcies. Lenders use this report to evaluate an applicant's creditworthiness, as governed by the Fair Credit Reporting Act.

Table 1. Record
IdentifierMLC-T-LAW-001395
FieldLaw
Record as JSON
{
  "id": "MLC-T-LAW-001395",
  "term": "Credit report",
  "field": "Law",
  "definition": "A detailed summary of an individual's credit history, compiled by a credit bureau. It includes information on borrowing and repayment patterns, outstanding debts, and public records like bankruptcies. Lenders use this report to evaluate an applicant's creditworthiness, as governed by the Fair Credit Reporting Act.",
  "url": "https://mlchart.com/terminology/law/credit-report/"
}

Record 1,251 of 5,439 in Law terminology (MLC-0107). Request the full dataset.