"D" ratio

{
  "id": "MLC-T-INS-001066",
  "term": "\"D\" ratio",
  "field": "Insurance and risk management",
  "definition": "The discount ratio used in workers' compensation experience rating, a factor applied to an employer's expected losses in each classification to determine its expected primary losses. Primary losses are the first part of each claim, up to a split point, and they carry more weight in the experience modification than the excess part because they are more predictable. D-ratios are published by classification code and are always less than 1.",
  "subject": "Workers Compensation",
  "url": "https://mlchart.com/terminology/insurance/d-ratio/"
}