Filed forms

{
  "id": "MLC-T-INS-003653",
  "term": "Filed forms",
  "field": "Insurance and risk management",
  "definition": "Policy forms, endorsements, and rates that an insurer has submitted to a state insurance department as that state's law requires. The review regime depends on the state and line: under prior approval the insurer waits for the regulator's approval before using the filing, while under file-and-use or use-and-file it uses the filing at once or soon after submitting it. Regulators can disapprove forms that conflict with statute or are unclear.",
  "url": "https://mlchart.com/terminology/insurance/filed-forms/"
}