"A" rates

{
  "id": "MLC-T-INS-000277",
  "term": "\"A\" rates",
  "field": "Insurance and risk management",
  "definition": "Premium rates for insurance policies that are individually negotiated and determined based on the specific characteristics and risk profile of the insured, rather than using standard rating manuals. This approach is applied when a particular risk is unique or does not fit into established classification schemes. Such rates are common for large commercial accounts or unusual exposures.",
  "url": "https://mlchart.com/terminology/insurance/a-rates/"
}