Home sharing

{
  "id": "MLC-T-INS-001734",
  "term": "Home sharing",
  "field": "Insurance and risk management",
  "definition": "The practice of renting out all or part of one's primary residence to a guest for a short-term stay, facilitated by online platforms. This activity creates unique liability and property risks that are not covered by a standard homeowners insurance policy. Insurers address this exposure through specific endorsements to a homeowners policy or through separate, specialized policies designed for short-term rental hosts.",
  "url": "https://mlchart.com/terminology/insurance/home-sharing/"
}