MLchartDataset catalogue

Net interest earned

Term · Insurance and risk management · MLC-T-INS-002295

The average rate of interest an insurer earns on its invested assets after deducting investment expenses but before federal income tax. Life insurers compare it with the interest rate assumed in their reserves and premiums, because the gap between the two drives the investment margin in policy profits. It is expressed as a percentage of mean invested assets.

Table 1. Record
IdentifierMLC-T-INS-002295
FieldInsurance and risk management
Record as JSON 
{
  "id": "MLC-T-INS-002295",
  "term": "Net interest earned",
  "field": "Insurance and risk management",
  "definition": "The average rate of interest an insurer earns on its invested assets after deducting investment expenses but before federal income tax. Life insurers compare it with the interest rate assumed in their reserves and premiums, because the gap between the two drives the investment margin in policy profits. It is expressed as a percentage of mean invested assets.",
  "url": "https://mlchart.com/terminology/insurance/net-interest-earned/"
}

Record 2,262 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.