Nonmedical
Term · Insurance and risk management · MLC-T-INS-002344
Describing an insurance underwriting process that does not require a physical examination by a physician. Instead, the insurer relies on health questionnaires, prescription drug histories, motor vehicle reports, and other data to assess risk. This approach is common for smaller policy amounts or for applicants within certain age ranges.
| Identifier | MLC-T-INS-002344 |
|---|---|
| Field | Insurance and risk management |
Record as JSON
{
"id": "MLC-T-INS-002344",
"term": "Nonmedical",
"field": "Insurance and risk management",
"definition": "Describing an insurance underwriting process that does not require a physical examination by a physician. Instead, the insurer relies on health questionnaires, prescription drug histories, motor vehicle reports, and other data to assess risk. This approach is common for smaller policy amounts or for applicants within certain age ranges.",
"url": "https://mlchart.com/terminology/insurance/nonmedical/"
}
Record 2,319 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.