Obstructions

{
  "id": "MLC-T-INS-000165",
  "term": "Obstructions",
  "field": "Insurance and risk management",
  "definition": "All new construction and substantial improvements in V Zones must have the space below the lowest floor either free of obstruction or constructed with non-supporting breakaway walls. Foundations that offer minimal resistance to floodwaters passing beneath an elevated building are required in V Zones. Fill is prohibited for the structural support of buildings in V Zones.\n\nNational Flood Insurance Program Requirements\n\n• 60.3 - Criteria for land management and use\n\n• (e) (5) - Free of Obstruction Requirement\n\n• (e) (6) - Fill in V Zones",
  "subject": "National Flood Insurance Program",
  "references": [
    "FEMA Glossary"
  ],
  "url": "https://mlchart.com/terminology/insurance/obstructions/"
}