MLchartDataset catalogue

Occasional driver

Term · Insurance and risk management · MLC-T-INS-002381

A person who drives an insured vehicle infrequently, usually less than a certain percentage of the total mileage or driving time. This individual is listed on the policy but is not the primary operator of the vehicle. Insurers assess the risk associated with occasional drivers differently than primary drivers, which can affect premium calculations.

Table 1. Record
IdentifierMLC-T-INS-002381
FieldInsurance and risk management
Record as JSON 
{
  "id": "MLC-T-INS-002381",
  "term": "Occasional driver",
  "field": "Insurance and risk management",
  "definition": "A person who drives an insured vehicle infrequently, usually less than a certain percentage of the total mileage or driving time. This individual is listed on the policy but is not the primary operator of the vehicle. Insurers assess the risk associated with occasional drivers differently than primary drivers, which can affect premium calculations.",
  "url": "https://mlchart.com/terminology/insurance/occasional-driver/"
}

Record 2,351 of 3,682 in Insurance and risk management terminology (MLC-0106). Request the full dataset.