MLchartDataset catalogue

Uninsured motorists (UM) coverage

Term · Insurance and risk management · MLC-T-INS-003434

Protection for an insured person who is involved in an accident with a driver who does not have any auto liability insurance. UM coverage typically pays for bodily injury and, in some states, property damage that the uninsured driver would have been legally obligated to pay. This coverage is mandatory in many states and provides a financial safety net for victims of uninsured drivers.

Table 1. Record
IdentifierMLC-T-INS-003434
FieldInsurance and risk management
SubjectPersonal Lines
Record as JSON 
{
  "id": "MLC-T-INS-003434",
  "term": "Uninsured motorists (UM) coverage",
  "field": "Insurance and risk management",
  "definition": "Protection for an insured person who is involved in an accident with a driver who does not have any auto liability insurance. UM coverage typically pays for bodily injury and, in some states, property damage that the uninsured driver would have been legally obligated to pay. This coverage is mandatory in many states and provides a financial safety net for victims of uninsured drivers.",
  "subject": "Personal Lines",
  "url": "https://mlchart.com/terminology/insurance/uninsured-motorists-um-coverage/"
}

Record 3,573 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.