Unimpaired surplus

{
  "id": "MLC-T-INS-003433",
  "term": "Unimpaired surplus",
  "field": "Insurance and risk management",
  "definition": "The portion of an insurer's surplus funds that is not restricted by regulatory requirements or specific liabilities, representing freely available capital. This amount indicates the financial strength and capacity of an insurance company to absorb unexpected losses or expand operations. Regulatory bodies often set minimum unimpaired surplus requirements to maintain solvency.",
  "url": "https://mlchart.com/terminology/insurance/unimpaired-surplus/"
}