MLchartDataset catalogue

Class 2 insureds

Term · Insurance and risk management · MLC-T-INS-000775

A person who qualifies as an insured under uninsured and underinsured motorists coverage only by occupying the covered auto, such as a passenger or permissive driver, rather than as the named insured or a resident relative. The protection applies only while in that insured vehicle and does not follow the person elsewhere. Class 2 insureds typically cannot stack UM limits across vehicles, unlike Class 1 insureds.

Table 1. Record
IdentifierMLC-T-INS-000775
FieldInsurance and risk management
SubjectCommercial Auto
Record as JSON 
{
  "id": "MLC-T-INS-000775",
  "term": "Class 2 insureds",
  "field": "Insurance and risk management",
  "definition": "A person who qualifies as an insured under uninsured and underinsured motorists coverage only by occupying the covered auto, such as a passenger or permissive driver, rather than as the named insured or a resident relative. The protection applies only while in that insured vehicle and does not follow the person elsewhere. Class 2 insureds typically cannot stack UM limits across vehicles, unlike Class 1 insureds.",
  "subject": "Commercial Auto",
  "url": "https://mlchart.com/terminology/insurance/class-2-insureds/"
}

Record 551 of 3,682 in Insurance and risk management terminology (MLC-0106). Request the full dataset.