Employees as additional insureds

Term · Insurance and risk management · MLC-T-INS-001301

An arrangement in which the employees of one party, such as a project owner or municipality, are named as additional insureds on another party's liability policy, usually a contractor's or consultant's. It protects those employees when they are sued over the contractor's work. Contracts require it as a risk transfer condition, and it differs from the automatic insured status employees already have under their own employer's general liability policy.

Table 1. Record
Identifier	MLC-T-INS-001301
Field	Insurance and risk management

Record as JSON

{
  "id": "MLC-T-INS-001301",
  "term": "Employees as additional insureds",
  "field": "Insurance and risk management",
  "definition": "An arrangement in which the employees of one party, such as a project owner or municipality, are named as additional insureds on another party's liability policy, usually a contractor's or consultant's. It protects those employees when they are sued over the contractor's work. Contracts require it as a risk transfer condition, and it differs from the automatic insured status employees already have under their own employer's general liability policy.",
  "url": "https://mlchart.com/terminology/insurance/employees-as-additional-insureds/"
}

Record 1,140 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.