Operator

{
  "id": "MLC-T-INS-002422",
  "term": "Operator",
  "field": "Insurance and risk management",
  "definition": "The individual or entity responsible for the day-to-day management and control of an insured asset, business, or activity. This role involves making decisions and overseeing processes that directly influence the risk exposure. In insurance, the operator's experience, training, and safety record are factors in underwriting and premium determination.",
  "url": "https://mlchart.com/terminology/insurance/operator/"
}