Personal articles floater

Term · Insurance and risk management · MLC-T-INS-002555

A separate policy or endorsement that provides specific, all-risk coverage for valuable items that exceed the limits of a standard homeowners or renters policy. It covers designated high-value possessions like jewelry, fine art, cameras, or musical instruments against a broader range of perils with no deductible. Each item is listed with its appraised value, which becomes the amount paid in the event of a total loss.

Table 1. Record
Identifier	MLC-T-INS-002555
Field	Insurance and risk management

Record as JSON

{
  "id": "MLC-T-INS-002555",
  "term": "Personal articles floater",
  "field": "Insurance and risk management",
  "definition": "A separate policy or endorsement that provides specific, all-risk coverage for valuable items that exceed the limits of a standard homeowners or renters policy. It covers designated high-value possessions like jewelry, fine art, cameras, or musical instruments against a broader range of perils with no deductible. Each item is listed with its appraised value, which becomes the amount paid in the event of a total loss.",
  "url": "https://mlchart.com/terminology/insurance/personal-articles-floater/"
}

Record 2,560 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.