Spousal coverage extension

{
  "id": "MLC-T-INS-003147",
  "term": "Spousal coverage extension",
  "field": "Insurance and risk management",
  "definition": "A provision in a group health or benefits plan that allows an employee to enroll their legal spouse for coverage. This extension requires additional premium contributions and may be subject to specific enrollment periods, such as during initial hiring or following a qualifying life event like marriage. Some plans include a spousal surcharge if the spouse has access to other employer-sponsored coverage.",
  "url": "https://mlchart.com/terminology/insurance/spousal-coverage-extension/"
}