MLchartDataset catalogue

All risks coverage (AR)

Term · Insurance and risk management · MLC-T-INS-000385

An insurance policy that covers losses arising from any cause unless specifically excluded in the policy language. This type of coverage provides broader protection than a named perils policy, which only covers losses from causes explicitly listed. Common exclusions in all risks policies include war, nuclear hazard, flood, and earthquake, which often require separate coverage.

Table 1. Record
IdentifierMLC-T-INS-000385
FieldInsurance and risk management
SubjectBusinessowners Policy
AbbreviationAR
Record as JSON 
{
  "id": "MLC-T-INS-000385",
  "term": "All risks coverage (AR)",
  "field": "Insurance and risk management",
  "definition": "An insurance policy that covers losses arising from any cause unless specifically excluded in the policy language. This type of coverage provides broader protection than a named perils policy, which only covers losses from causes explicitly listed. Common exclusions in all risks policies include war, nuclear hazard, flood, and earthquake, which often require separate coverage.",
  "abbreviation": "AR",
  "subject": "Businessowners Policy",
  "url": "https://mlchart.com/terminology/insurance/all-risks-coverage-ar/"
}

Record 117 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.