Communicable diseases exclusion

{
  "id": "MLC-T-INS-000853",
  "term": "Communicable diseases exclusion",
  "field": "Insurance and risk management",
  "definition": "A provision in professional liability policies, particularly for healthcare providers or facilities, that eliminates coverage for claims arising from the transmission of infectious or contagious diseases. This exclusion aims to prevent insurers from covering liabilities associated with widespread public health crises or the inherent risks of certain medical environments. It often applies regardless of the alleged negligence in transmission.",
  "subject": "Professional Liability",
  "url": "https://mlchart.com/terminology/insurance/communicable-diseases-exclusion/"
}