MLchartDataset catalogue

Communicable disease

Term · Insurance and risk management · MLC-T-INS-000852

An illness caused by an infectious agent or its toxic products that spreads from one person or species to another, directly or indirectly. Commercial liability policies frequently contain exclusions for losses arising from communicable diseases, which became more prevalent after events like the SARS outbreak and the COVID-19 pandemic. These exclusions limit an insurer's liability for claims related to bodily injury or property damage resulting from the transmission of such diseases on an insured's premises.

Table 1. Record
IdentifierMLC-T-INS-000852
FieldInsurance and risk management
SubjectCommercial Liability
Record as JSON 
{
  "id": "MLC-T-INS-000852",
  "term": "Communicable disease",
  "field": "Insurance and risk management",
  "definition": "An illness caused by an infectious agent or its toxic products that spreads from one person or species to another, directly or indirectly. Commercial liability policies frequently contain exclusions for losses arising from communicable diseases, which became more prevalent after events like the SARS outbreak and the COVID-19 pandemic. These exclusions limit an insurer's liability for claims related to bodily injury or property damage resulting from the transmission of such diseases on an insured's premises.",
  "subject": "Commercial Liability",
  "url": "https://mlchart.com/terminology/insurance/communicable-disease/"
}

Record 639 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.