Employers liability coverage (EL)

{
  "id": "MLC-T-INS-001304",
  "term": "Employers liability coverage (EL)",
  "field": "Insurance and risk management",
  "definition": "A component of a workers' compensation policy that protects an employer against lawsuits brought by employees for work-related injuries or illnesses that are not covered by workers' compensation statutes. This coverage addresses situations where an employee might sue for negligence, loss of consortium, or third-party over actions. It typically has separate limits of liability from the workers' compensation portion of the policy.",
  "abbreviation": "EL",
  "subject": "Workers Compensation",
  "url": "https://mlchart.com/terminology/insurance/employers-liability-coverage-el/"
}