MLchartDataset catalogue

Expense ratio

Term · Insurance and risk management · MLC-T-INS-001404

A key financial metric for insurance companies, calculated by dividing an insurer's underwriting expenses by its earned premiums. This ratio indicates the efficiency with which an insurer manages its operational costs. A lower expense ratio generally suggests better cost control and can contribute to higher profitability.

Table 1. Record
IdentifierMLC-T-INS-001404
FieldInsurance and risk management
Record as JSON 
{
  "id": "MLC-T-INS-001404",
  "term": "Expense ratio",
  "field": "Insurance and risk management",
  "definition": "A key financial metric for insurance companies, calculated by dividing an insurer's underwriting expenses by its earned premiums. This ratio indicates the efficiency with which an insurer manages its operational costs. A lower expense ratio generally suggests better cost control and can contribute to higher profitability.",
  "url": "https://mlchart.com/terminology/insurance/expense-ratio/"
}

Record 1,269 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.