Flat dividend

{
  "id": "MLC-T-INS-001543",
  "term": "Flat dividend",
  "field": "Insurance and risk management",
  "definition": "A dividend paid by a mutual insurance company that is a fixed percentage of the premium or a set dollar amount, regardless of the policy's specific experience or the company's overall profitability. This type of dividend provides a consistent return to policyholders. It differs from dividends that are adjusted based on individual policy performance or company earnings.",
  "url": "https://mlchart.com/terminology/insurance/flat-dividend/"
}