MLchartDataset catalogue

Policyholder dividends

Term · Insurance and risk management · MLC-T-INS-002597

A return of a portion of the premium paid by policyholders from a mutual insurance company, based on the company's favorable financial performance. These dividends are not guaranteed and depend on factors such as underwriting profits, investment income, and claims experience. They can be paid in cash, applied to reduce future premiums, or used to purchase additional coverage.

Table 1. Record
IdentifierMLC-T-INS-002597
FieldInsurance and risk management
SubjectWorkers Compensation
Record as JSON 
{
  "id": "MLC-T-INS-002597",
  "term": "Policyholder dividends",
  "field": "Insurance and risk management",
  "definition": "A return of a portion of the premium paid by policyholders from a mutual insurance company, based on the company's favorable financial performance. These dividends are not guaranteed and depend on factors such as underwriting profits, investment income, and claims experience. They can be paid in cash, applied to reduce future premiums, or used to purchase additional coverage.",
  "subject": "Workers Compensation",
  "url": "https://mlchart.com/terminology/insurance/policyholder-dividends/"
}

Record 2,605 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.