Premium capacity

{
  "id": "MLC-T-INS-002640",
  "term": "Premium capacity",
  "field": "Insurance and risk management",
  "definition": "The maximum amount of insurance premium an insurer or the entire insurance market is willing and able to underwrite for a particular type of risk or in a given period. This capacity is influenced by an insurer's capital, surplus, reinsurance arrangements, and risk appetite. It dictates the total amount of coverage that can be offered to policyholders.",
  "url": "https://mlchart.com/terminology/insurance/premium-capacity/"
}