Accidental death and dismemberment (AD&D)

{
  "id": "MLC-T-INS-000292",
  "term": "Accidental death and dismemberment (AD&D)",
  "field": "Insurance and risk management",
  "definition": "An insurance policy or rider that pays a specified benefit if the insured dies as a result of an accident or suffers the loss of a limb, sight, or hearing due to an accident. The benefit amount for dismemberment is typically a percentage of the principal sum. AD&D coverage provides financial protection against severe accidental injuries or fatalities.",
  "abbreviation": "AD&D",
  "url": "https://mlchart.com/terminology/insurance/accidental-death-and-dismemberment-ad-and-d/"
}