Actively at work provision

Term · Insurance and risk management · MLC-T-INS-000310

A clause in group insurance policies, such as life or disability insurance, that requires an employee to be actively performing their regular duties on the effective date of coverage for the policy to become valid. If the employee is absent due to illness or injury on that date, coverage may be delayed until they return to work. This provision prevents individuals from obtaining coverage while already incapacitated.

Table 1. Record
Identifier	MLC-T-INS-000310
Field	Insurance and risk management

Record as JSON

{
  "id": "MLC-T-INS-000310",
  "term": "Actively at work provision",
  "field": "Insurance and risk management",
  "definition": "A clause in group insurance policies, such as life or disability insurance, that requires an employee to be actively performing their regular duties on the effective date of coverage for the policy to become valid. If the employee is absent due to illness or injury on that date, coverage may be delayed until they return to work. This provision prevents individuals from obtaining coverage while already incapacitated.",
  "url": "https://mlchart.com/terminology/insurance/actively-at-work-provision/"
}

Record 40 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.