Prior work exclusion

{
  "id": "MLC-T-INS-002667",
  "term": "Prior work exclusion",
  "field": "Insurance and risk management",
  "definition": "A provision in a professional liability or errors and omissions (E&O) insurance policy that denies coverage for claims arising from professional services performed before a specified retroactive date. This exclusion limits the insurer's exposure to liabilities from past work that predates the policy's effective coverage period. It is a common feature in claims-made policies.",
  "url": "https://mlchart.com/terminology/insurance/prior-work-exclusion/"
}