Subcontractor exception

Term · Insurance and risk management · MLC-T-INS-003215

An exception to the 'your work' exclusion in a commercial general liability policy. The exclusion removes coverage for property damage to the insured's own completed work, and the exception restores it when the damaged work, or the work it arose from, was performed on the insured's behalf by a subcontractor. Insurers can remove the exception by endorsement, such as ISO form CG 22 94, which eliminates it for work performed by subcontractors.

Table 1. Record
Identifier	MLC-T-INS-003215
Field	Insurance and risk management
Subject	Excess Umbrella

Record as JSON

{
  "id": "MLC-T-INS-003215",
  "term": "Subcontractor exception",
  "field": "Insurance and risk management",
  "definition": "An exception to the 'your work' exclusion in a commercial general liability policy. The exclusion removes coverage for property damage to the insured's own completed work, and the exception restores it when the damaged work, or the work it arose from, was performed on the insured's behalf by a subcontractor. Insurers can remove the exception by endorsement, such as ISO form CG 22 94, which eliminates it for work performed by subcontractors.",
  "subject": "Excess Umbrella",
  "url": "https://mlchart.com/terminology/insurance/subcontractor-exception/"
}

Record 3,267 of 3,682 in Insurance and risk management terminology (MLC-0106). Request the full dataset.