MLchartDataset catalogue

Buffer layer

Term · Insurance and risk management · MLC-T-INS-000626

An intermediate layer of insurance coverage placed between the primary layer and an excess layer, or between two excess layers. This layer absorbs losses after the primary policy limits are exhausted but before the higher excess layers attach. It is often used to fill gaps or increase overall coverage limits in complex insurance programs.

Table 1. Record
IdentifierMLC-T-INS-000626
FieldInsurance and risk management
SubjectCommercial Liability
Record as JSON 
{
  "id": "MLC-T-INS-000626",
  "term": "Buffer layer",
  "field": "Insurance and risk management",
  "definition": "An intermediate layer of insurance coverage placed between the primary layer and an excess layer, or between two excess layers. This layer absorbs losses after the primary policy limits are exhausted but before the higher excess layers attach. It is often used to fill gaps or increase overall coverage limits in complex insurance programs.",
  "subject": "Commercial Liability",
  "url": "https://mlchart.com/terminology/insurance/buffer-layer/"
}

Record 399 of 3,748 in Insurance and risk management terminology (MLC-0106). Request the full dataset.