Experimental medical procedures exclusion

{
  "id": "MLC-T-INS-001412",
  "term": "Experimental medical procedures exclusion",
  "field": "Insurance and risk management",
  "definition": "A common provision in health insurance policies that denies coverage for medical treatments, drugs, or devices considered unproven, investigational, or not yet recognized as standard medical practice. This exclusion protects insurers from covering procedures with uncertain efficacy or safety. The definition of 'experimental' often relies on criteria from medical organizations or regulatory bodies.",
  "url": "https://mlchart.com/terminology/insurance/experimental-medical-procedures-exclusion/"
}