MLchartDataset catalogue

Omnibus clause

Term · Insurance and risk management · MLC-T-INS-002407

A provision in an automobile insurance policy that extends liability coverage to individuals driving the insured vehicle with the express or implied permission of the named insured. This broadens the scope of protection beyond the policyholder to include other authorized drivers. The clause typically specifies that such permissive users are covered up to the policy's stated liability limits.

Table 1. Record
IdentifierMLC-T-INS-002407
FieldInsurance and risk management
SubjectPersonal Lines
Record as JSON 
{
  "id": "MLC-T-INS-002407",
  "term": "Omnibus clause",
  "field": "Insurance and risk management",
  "definition": "A provision in an automobile insurance policy that extends liability coverage to individuals driving the insured vehicle with the express or implied permission of the named insured. This broadens the scope of protection beyond the policyholder to include other authorized drivers. The clause typically specifies that such permissive users are covered up to the policy's stated liability limits.",
  "subject": "Personal Lines",
  "url": "https://mlchart.com/terminology/insurance/omnibus-clause/"
}

Record 2,395 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.