MLchartDataset catalogue

Bystander claim

Term · Insurance and risk management · MLC-T-INS-000657

A legal claim for emotional distress or psychological injury suffered by an individual who witnesses a traumatic event, such as a severe accident, involving another person. In commercial auto insurance, this claim arises when a person not directly involved in the collision observes the incident and experiences emotional harm. The ability to recover damages for a bystander claim often depends on the claimant's proximity to the event and relationship to the injured party.

Table 1. Record
IdentifierMLC-T-INS-000657
FieldInsurance and risk management
SubjectCommercial Auto
Record as JSON 
{
  "id": "MLC-T-INS-000657",
  "term": "Bystander claim",
  "field": "Insurance and risk management",
  "definition": "A legal claim for emotional distress or psychological injury suffered by an individual who witnesses a traumatic event, such as a severe accident, involving another person. In commercial auto insurance, this claim arises when a person not directly involved in the collision observes the incident and experiences emotional harm. The ability to recover damages for a bystander claim often depends on the claimant's proximity to the event and relationship to the injured party.",
  "subject": "Commercial Auto",
  "url": "https://mlchart.com/terminology/insurance/bystander-claim/"
}

Record 424 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.