Electrical damage or injury exclusion

Term · Insurance and risk management · MLC-T-INS-001266

A provision in an insurance policy that denies coverage for losses or injuries directly caused by electrical currents, surges, or malfunctions. This exclusion applies unless the electrical event results in a fire, which is then covered under the policy's fire provisions. It differentiates between direct electrical damage and subsequent damage from a covered peril.

Table 1. Record
Identifier	MLC-T-INS-001266
Field	Insurance and risk management

Record as JSON

{
  "id": "MLC-T-INS-001266",
  "term": "Electrical damage or injury exclusion",
  "field": "Insurance and risk management",
  "definition": "A provision in an insurance policy that denies coverage for losses or injuries directly caused by electrical currents, surges, or malfunctions. This exclusion applies unless the electrical event results in a fire, which is then covered under the policy's fire provisions. It differentiates between direct electrical damage and subsequent damage from a covered peril.",
  "url": "https://mlchart.com/terminology/insurance/electrical-damage-or-injury-exclusion/"
}

Record 1,098 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.