Ensuing loss clause

Term · Insurance and risk management · MLC-T-INS-001323

A policy provision that preserves coverage for a covered loss that follows from an excluded cause, even though the excluded cause itself remains uninsured. For example, if faulty workmanship in a heating system, which is excluded, leads to a fire, the fire damage is covered while the cost of correcting the faulty work stays excluded. It commonly appears as an exception to the exclusions for faulty workmanship, design, and maintenance in homeowners and commercial property forms.

Table 1. Record
Identifier	MLC-T-INS-001323
Field	Insurance and risk management
Subject	Personal Lines

Record as JSON

{
  "id": "MLC-T-INS-001323",
  "term": "Ensuing loss clause",
  "field": "Insurance and risk management",
  "definition": "A policy provision that preserves coverage for a covered loss that follows from an excluded cause, even though the excluded cause itself remains uninsured. For example, if faulty workmanship in a heating system, which is excluded, leads to a fire, the fire damage is covered while the cost of correcting the faulty work stays excluded. It commonly appears as an exception to the exclusions for faulty workmanship, design, and maintenance in homeowners and commercial property forms.",
  "subject": "Personal Lines",
  "url": "https://mlchart.com/terminology/insurance/ensuing-loss-clause/"
}

Record 1,165 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.