MLchartDataset catalogue

Concurrent causation

Term · Insurance and risk management · MLC-T-INS-000890

A doctrine in property insurance that applies when a loss is caused by two or more perils occurring at the same time, where at least one peril is covered and one is excluded. If the covered peril is considered a proximate cause of the loss, coverage may be provided even if an excluded peril also contributed. This doctrine has been modified or limited by anti-concurrent causation clauses in many modern policies.

Table 1. Record
IdentifierMLC-T-INS-000890
FieldInsurance and risk management
SubjectPersonal Lines
Record as JSON 
{
  "id": "MLC-T-INS-000890",
  "term": "Concurrent causation",
  "field": "Insurance and risk management",
  "definition": "A doctrine in property insurance that applies when a loss is caused by two or more perils occurring at the same time, where at least one peril is covered and one is excluded. If the covered peril is considered a proximate cause of the loss, coverage may be provided even if an excluded peril also contributed. This doctrine has been modified or limited by anti-concurrent causation clauses in many modern policies.",
  "subject": "Personal Lines",
  "url": "https://mlchart.com/terminology/insurance/concurrent-causation/"
}

Record 684 of 3,708 in Insurance and risk management terminology (MLC-0106). Request the full dataset.